Business funding guides for Canadian owners
Plain-language explanations of how small business funding works, what it costs and how to choose.
Merchant cash advance vs business loan: which is right for you?
Compare a merchant cash advance and a business loan in Canada: how each is repaid, what each costs and which suits your business.
Read guideWhat is a factor rate? How to calculate the true cost
What a factor rate is, how to calculate total repayment, and how it differs from an interest rate. Worked examples for Canadian business owners.
Read guideHow to qualify for a small business loan in Canada
What Canadian lenders look for, the minimums for fast alternative funding, and how to prepare so you get a quick decision.
Read guideDeclined for a business loan by your bank? Your next steps
Why banks decline small business loans, what to do next, and how fast alternative funding works for Canadian businesses that need capital now.
Read guideBusiness loans for bad credit in Canada: what lenders actually look at
Can you get a business loan in Canada with bad credit? See what our lending partner looks at, what it costs and the minimums to meet. No guarantees.
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