How business funding through HESPOR works
A short request, a same-day introduction to our lending partner, and a decision in as little as one business day.
Request your options
Answer a few questions about your business. It takes about 2 minutes, it is free and there is no obligation.
2 minutesWe introduce you the same day
We review your request and introduce you to our lending partner the same business day. Their team completes a short application with you online or by phone.
Same business dayGet a decision and your funds
You securely connect your business bank account so the lender can see your revenue. Decisions come in as little as 1 business day, and funds as fast as 24 hours after approval.
From 1 business day
Less paperwork than a bank
The lending partner looks mainly at real revenue and time in business, so the list is short.
- Basic details about you and your business
- Secure connection to your business bank account (read-only, so the lender can see revenue)
- Government-issued ID when the lender asks for it
- No business plan, no tax returns upfront
Our role and the lender's role
HESPOR (introducer)
Listens to what you need, explains your options in plain language, and introduces you to the lending partner the same business day. We never charge you a fee.
Our lending partner (lender)
Reviews your application, decides on approval, sets the amount, factor rate and terms, and sends the funds. All credit decisions are theirs.
Process questions
How long does the process take?
We introduce you the same business day. The lender decides in as little as 1 business day and can fund as fast as 24 hours after approval; most businesses finish within a week.
Why connect my bank account?
It lets the lending partner see your actual business revenue quickly and securely instead of asking for months of statements, which is how decisions can be so fast.
Is there any obligation?
No. Sending a request is free and you are never obliged to accept an offer.
Do you check my credit?
Checking your options starts with a soft credit inquiry by our lending partner, which does not affect your credit score. A hard credit check happens only if you decide to move forward with funding.
Who contacts me after I apply?
We reply within one business day, usually the same day. The lending partner's team then contacts you to complete a short application online or by phone.