Small business loans in Vancouver
Fast working capital for Vancouver businesses: $5,000 to $1,000,000 in business loans, merchant cash advances and lines of credit, with decisions in as little as one business day.
- Serving
- Vancouver & British Columbia
- Funding
- $5K – $1M
- Decision
- As little as 1 business day
- Reply
- Within 1 business day
Business funding for Vancouver owners
Metro Vancouver's economy is built on independent businesses: restaurants and cafés, importers working through Canada's largest port, specialty grocers, contractors and a fast-growing e-commerce scene. High rents and seasonal swings mean cash flow can tighten quickly, even for healthy businesses.
HESPOR and our lending partner are both based in Vancouver, so both sides of your request are local to Metro Vancouver, from North Vancouver to Coquitlam and across the Lower Mainland.
Areas we serve
- Vancouver
- Burnaby
- Surrey
- Richmond
- North Vancouver
- West Vancouver
- Coquitlam
- Port Moody
- New Westminster
- Langley
- Delta
- Maple Ridge
Funding options in Vancouver
Business loan
A lump sum repaid over 6 to 24 months with automatic payments. Best for inventory, equipment, hiring and expansion.
- Fixed total cost agreed upfront
- 6 to 24 month terms
- Daily or weekly payments
Merchant cash advance
An advance against future sales, repaid as a share of your card revenue. Payments rise and fall with your sales.
- Repayment flexes with sales
- Built for card-heavy businesses
- Approval based on sales history
Line of credit
A revolving credit line you draw from when you need it. Built for seasonal gaps and unexpected costs.
- Draw only what you need
- Reuse as you repay
- A cash-flow safety net
How it works
Request your options
Answer a few questions about your business. It takes about 2 minutes, it is free and there is no obligation.
2 minutesWe introduce you the same day
We review your request and introduce you to our lending partner the same business day. Their team completes a short application with you online or by phone.
Same business dayGet a decision and your funds
You securely connect your business bank account so the lender can see your revenue. Decisions come in as little as 1 business day, and funds as fast as 24 hours after approval.
From 1 business day
Vancouver business funding FAQ
Can I get a small business loan in Vancouver without going to a bank?
Yes. Through HESPOR, Vancouver-area businesses can request term financing, merchant cash advances or a line of credit from our lending partner, with decisions in as little as 1 business day.
Do you serve Surrey, Burnaby and the rest of the Lower Mainland?
Yes. We serve businesses across Metro Vancouver, the Fraser Valley and all of British Columbia.
Do you serve North Vancouver, West Vancouver and Coquitlam?
Yes. We serve businesses across the Lower Mainland, including North Vancouver, West Vancouver, Coquitlam and the Tri-Cities.
Popular industries in Vancouver
Other locations
Funding for your Vancouver business
Two minutes to request. A same-day introduction to our lending partner.