Small business loans in Ottawa
Fast working capital for Ottawa businesses: $5,000 to $1,000,000 in business loans, merchant cash advances and lines of credit, with decisions in as little as one business day.
- Serving
- Ottawa & Ontario
- Funding
- $5K – $1M
- Decision
- As little as 1 business day
- Reply
- Within 1 business day
Business funding for Ottawa owners
Ottawa's small business community includes professional services firms, contractors working on public and private projects, healthcare clinics, restaurants and retailers. Slow-paying clients and project timelines can leave even profitable firms short on cash.
We connect Ottawa-area businesses with fast working capital from our lending partner, with a same-day introduction and a clear, fixed cost for term funding.
Areas we serve
- Ottawa
- Kanata
- Nepean
- Orléans
- Barrhaven
- Gatineau
Funding options in Ottawa
Business loan
A lump sum repaid over 6 to 24 months with automatic payments. Best for inventory, equipment, hiring and expansion.
- Fixed total cost agreed upfront
- 6 to 24 month terms
- Daily or weekly payments
Merchant cash advance
An advance against future sales, repaid as a share of your card revenue. Payments rise and fall with your sales.
- Repayment flexes with sales
- Built for card-heavy businesses
- Approval based on sales history
Line of credit
A revolving credit line you draw from when you need it. Built for seasonal gaps and unexpected costs.
- Draw only what you need
- Reuse as you repay
- A cash-flow safety net
How it works
Request your options
Answer a few questions about your business. It takes about 2 minutes, it is free and there is no obligation.
2 minutesWe introduce you the same day
We review your request and introduce you to our lending partner the same business day. Their team completes a short application with you online or by phone.
Same business dayGet a decision and your funds
You securely connect your business bank account so the lender can see your revenue. Decisions come in as little as 1 business day, and funds as fast as 24 hours after approval.
From 1 business day
Ottawa business funding FAQ
Can Ottawa contractors and service firms get working capital?
Yes. Ottawa businesses meeting the minimums can request term financing or a line of credit.
Do medical and dental clinics qualify?
The lending partner funds clinics that meet its criteria: located in Canada, 6+ months in operation and $10,000+ monthly revenue.
How do I start?
Send a 2-minute request. We reply within one business day.
Popular industries in Ottawa
Other locations
Funding for your Ottawa business
Two minutes to request. A same-day introduction to our lending partner.